diff --git a/electrum/plugins/joinmarket/jm_conf.py b/electrum/plugins/joinmarket/jm_conf.py
index bb6a65e12..4ebab217a 100644
--- a/electrum/plugins/joinmarket/jm_conf.py
+++ b/electrum/plugins/joinmarket/jm_conf.py
@@ -158,6 +158,7 @@ class JMConf:
     DEFAULT_MSG_CHANNELS_REGTEST['irc2']['enabled'] = False
 
     def __init__(self, jmman):
+        self.jmman = jmman
         self.logger = jmman.logger
         self.wallet = jmman.wallet
         self.jmw = jmman.jmw
@@ -183,6 +184,8 @@ class JMConf:
     @property
     def mixdepth(self):
         '''effective maximum mixdepth to be used by joinmarket'''
+        if not self.jmman.enabled:
+            return self.DEFAULT_MIXDEPTH
         return self.jmw.get_jm_data('mixdepth', self.DEFAULT_MIXDEPTH)
 
     @mixdepth.setter
@@ -485,6 +488,8 @@ class JMConf:
     @property
     def show_warn_electrumx(self):
         '''Check if warning about JM specific on electrum should be shown'''
+        if not self.jmman.enabled:
+            return True
         return self.jmw.get_jm_data('show_warn_electrumx', True)
 
     @show_warn_electrumx.setter
@@ -509,6 +514,8 @@ class JMConf:
     @property
     def subscribe_spent(self):
         '''Check if on server subscriptions for spent JM addresses done'''
+        if not self.jmman.enabled:
+            return self.DEFAULT_SUBSCRIBE_SPENT
         return self.jmw.get_jm_data('subscribe_spent',
                                     self.DEFAULT_SUBSCRIBE_SPENT)
 
diff --git a/electrum/plugins/joinmarket/jm_main.py b/electrum/plugins/joinmarket/jm_main.py
index 0278f89e8..26224ffa9 100644
--- a/electrum/plugins/joinmarket/jm_main.py
+++ b/electrum/plugins/joinmarket/jm_main.py
@@ -58,6 +58,8 @@ class JMManager(Logger):
                 jm_data = self.wallet.db.get('jm_data')
                 if jm_data and jm_data.get('jm_enabled', False):
                     self._state = JMStates.Ready
+                    self.jmw.init_jm_data()
+                    self.jmconf.init_max_mixdepth()
                 else:
                     self._state = JMStates.Disabled
         if self.unsupported:
diff --git a/electrum/plugins/joinmarket/jm_qt.py b/electrum/plugins/joinmarket/jm_qt.py
index 7e5869d3e..e314e04bf 100644
--- a/electrum/plugins/joinmarket/jm_qt.py
+++ b/electrum/plugins/joinmarket/jm_qt.py
@@ -526,10 +526,7 @@ class JMWalletTab(QWidget):
         self.initUI()
 
     def initUI(self):
-        self.label1 = QLabel(
-            'No wallet loaded. Use "Wallet > Load" to load existing wallet ' +
-            'or "Wallet > Generate" to create a new wallet.',
-            self)
+        self.label1 = QLabel('', self)
         self.label1.setAlignment(
                 Qt.AlignmentFlag.AlignTop | Qt.AlignmentFlag.AlignLeft)
         v = MyTreeWidget(self, self.create_menu, self.getHeaders())
@@ -612,6 +609,8 @@ class JMWalletTab(QWidget):
         self.openQRCodePopup(address, address)
 
     def updateWalletInfo(self):
+        if not self.jmman.enabled:
+            return
         max_mixdepth_count = GUIconf.max_mix_depth
 
         previous_expand_states = []
@@ -1724,6 +1723,8 @@ class CoinsTab(QWidget):
         utxo database (no sync e.g.) so can be immediate.
         """
         jmman = self.jmman
+        if not jmman.enabled:
+            return
         self.cTW.clear()
 
         def show_blank():
@@ -1855,6 +1856,8 @@ class TxHistoryTab(QWidget):
 
     def updateTxInfo(self, txinfo=None):
         self.tHTW.clear()
+        if not self.jmman.enabled:
+            return
         if not txinfo:
             txinfo = self.getTxInfoFromHistory()
         for t in txinfo:
@@ -1902,7 +1905,6 @@ class SettingsTab(QWidget):
         self.jm_dlg = jm_dlg
         self.jmman = jm_dlg.jmman
         self.logger = self.jmman.logger
-        self.msg_channels = self.jmman.jmconf.get_msg_channels()
         self.settings_grid = None
         self.constructUI()
 
@@ -1937,6 +1939,18 @@ class SettingsTab(QWidget):
         frame = QFrame()
         self.settings_grid = grid = QGridLayout()
 
+        if not jmman.enabled:
+            self.outerGrid.addWidget(sA, 3, 0)
+
+            sA.setWidget(frame)
+            frame.setLayout(grid)
+            frame.adjustSize()
+            if not update:
+                self.setLayout(self.outerGrid)
+            self.show()
+            return
+
+        self.msg_channels = self.jmman.jmconf.get_msg_channels()
         self.settingsFields = []
         j = 0
         for i, section in enumerate(conf_sections):